Add the cards in your wallet
Choose from supported cards and instantly load their tracked benefits.
YOUR BENEFITS, IN ONE PLACE
Overview
NETCARDA PLUS · CROSS-DEVICE READY
Keep your card benefits organized in one place.
Track personal and business card benefits, use up to 20 Custom Cards, and keep your Plus tracker synced securely across your signed-in devices.
Effective annual fee
$0
Add a card to begin tracking.
Cards0
Credits used$0
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Credit streak0 monthsComplete active monthly credits to begin.
HOW IT WORKS
Simple enough to use every month.
Choose what matters to you
Deactivate credits you do not plan to use so reminders and scores stay relevant.
See what remains
Track monthly, semiannual, and annual balances without building your own spreadsheet.
YOUR WALLET
Add and manage supported cards.
Each card shows annual-fee recovery, or credit usage for cards with no annual fee.
CREDIT TRACKER
Know exactly what you have used.
Inactive credits remain visible at the bottom but do not affect reminders or scoring.
Your tracker is empty
Add a supported card to begin tracking credits.
MONTHLY CHECKLIST
Everything due in one place.
View active credits for the current month. Max Out records usage you actually made; it does not redeem a benefit with your card issuer.
No active credits yet
Add a card or reactivate a credit to build your checklist.
BENEFITS TRACKER
Activate and remember the perks beyond statement credits.
Track memberships, hotel status, anniversary rewards, lounge access, and multi-year application-fee benefits.
No supported benefit cards yet
Add a supported card to begin tracking non-credit benefits.
CUSTOM CARDS
Keep track of value that lives outside your credit-card wallet.
Track a gift card, prepaid card, store card, travel credit, or other balance manually. Netcarda Plus includes up to 20 Custom Cards.
Add your first Custom Card
Perfect for gift cards, prepaid cards, store balances, and other value you want to remember.
Netcarda Plus: up to 20 Custom CardsWALLET SCORE
A quick view of how well your wallet is working.
The score uses only credits you have chosen to keep active.
No score yet
Add a card with at least one active credit.
SETTINGS & TRUST
Your data, your control.
Netcarda Plus saves your tracker data to your signed-in account in the cloud. You can still export a backup whenever you want an offline copy.
Backup and restore
Export your full wallet, entries, credit preferences, anniversary dates, and app settings as a password-encrypted Netcarda backup file.
Optional offline backup
Your Plus data is synced to your account. Export a backup whenever you want an additional offline copy.
Card opening and renewal dates
Netcarda uses your device clock automatically. Enter the full date each card account was opened so introductory annual-fee periods, annual renewals, anniversary benefits, and multi-year benefits can be calculated accurately.
Reset Netcarda
Permanently erase this Plus account’s synced wallet, credit history, benefit tracking, card opening dates, and preferences.
About Netcarda
Built for credit card enthusiasts. Netcarda helps cardholders track the benefits their cards offer. Plus adds account-based cloud sync without requiring a bank connection or card number in the tracker.
ReleaseNetcarda Plus v0.9.1
Card data reviewedAugust 2026